Coast and Ranch Insurance
Commercial and personal insurance with hometown service
Tailored property and casualty coverage for contractors, businesses, homeowners, and families across the Western United States. We combine responsive local service with robust insurance solutions built around your needs.
Coverage Solutions
Insurance built for work and life
Commercial Insurance
Coverage strategies for businesses that need dependable protection, responsive guidance, and room to grow.
Contractors Insurance
Support for contractors with policies designed around jobsite risk, liability exposure, and operational demands.
Workers’ Compensation
Help protect your team and your business with workers’ compensation solutions that fit your workforce.
Commercial Auto
Coverage for company vehicles, drivers, and daily operations on the road.
General Liability
Core protection for claims involving bodily injury, property damage, and business operations.
Personal Insurance
Homeowners and personal lines coverage designed to protect what matters most at home and beyond.
Why Coast and Ranch
Trusted guidance with a hometown approach
Based in Templeton, California, with offices in the Pacific Northwest, Coast and Ranch Insurance Services, Incorporated serves clients across the Western U.S. with a commercial-first mindset and strong personal lines support.
Commercial-first expertise
We understand the coverage needs of contractors, business owners, and organizations that need practical protection and clear advice.
Responsive personal service
Our team focuses on relationships, careful attention to detail, and solutions tailored to each client rather than one-size-fits-all policies.
What clients value
Space for recommendations and shared client experiences helps demonstrate the dependable, relationship-driven service our agency is known for.
★★★★★
Coast and Ranch made our coverage decisions clear and practical. Their team understood our business and helped us move forward with confidence.
Local Contractor
Commercial Lines Client
★★★★★
We appreciated the personal attention and prompt communication. It felt like working with people who truly cared about protecting our home and family.
Templeton Homeowner
Personal Lines Client
★★★★★
Their guidance was thoughtful, responsive, and easy to understand. We felt supported from the first conversation through policy placement.
Regional Business Owner
Property and Casualty Client
Need coverage that fits your business or home?
Tell us a little about what you need. Our team welcomes partial information and will help you take the next step with confidence.
Request information or start a quote
Reach out for commercial or personal insurance guidance. For quote inquiries, use quotes@coastandranch.com. For general questions, contact office@coastandranch.com.